Additional Products & Services​

Verification Services

Ensuring that your borrowers can repay their loans is a huge factor in mitigating your risk, but it can also be a manual and lengthy process. With ThinkLattice's verification services, you are able to make lending decisions quicker, free up your employees’ time, and remain compliant.

Leveraging strong partnerships and proprietary technology, we provide our clients the fastest and most secure 4506-T income verification solution in the industry. 

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We also provide unbiased third-party employment verifications that mitigate the risk of consumer misrepresentation, reduce in-house VOE processing time, and deliver compliant QM/Ability-To-Repay verifications. 

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Our Verification of Accounts service automates the manual verification of deposits and assets by electronically pulling your consumers' account data directly from thousands of financial institutions and instantly helps you evaluate the borrower's ability to repay.

Equity Default Insurance

Our program is designed to protect a lender’s home equity portfolio and mitigate losses due to borrower default. Under our comprehensive equity default insurance policy, you will be reimbursed for losses sustained on qualifying loans reported for insurance based on policy guidelines.

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This program allows lenders to expand their underwriting guidelines for second-loan lending and mitigate potential risk. Equity default insurance works as the catalyst necessary to increase loan production in traditional equity-based lending programs.

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Our Equity Default Insurance program has been designed to provide you with a great deal of flexibility in designing loan programs and underwriting individual loans. We place significant emphasis on responding to the individual underwriting concerns for each loan, as well as simplified reporting and premium remittance procedures

Real Estate Tax Tracking

We've partnered with industry leading vendors to provide real estate tax solutions for our loan servicing clients. We work closely with our partners to ensure that we are delivering best-in-class solutions to our clients. Simplify your escrow and non-escrow mortgage loan portfolio management processes by gaining timely access to accurate tax data and reports.

Portfolio Analytics

Loan portfolio analysis is a critical activity for financial institutions that service loans. We've partnered with a select group of vendors to provide our clients options that fit their needs. Leverage data analysis and reporting tools that can help you prepare for regulator examinations and audits while also aiding with marketing initiatives.  With ThinkLattice, you'll have the support you need to identify and implement the right solution quickly and effectively.